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When Should You Refinance Your Mortgage?
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[QUOTE="Yusra3, post: 282828, member: 31907"] When should you refinance your mortgage? There's no simple answer to this question. The best way to determine if it's a good time for you to refinance is by looking at your individual circumstances. If you want to improve your credit score, then refinancing before the end of the year would be a good idea. However, if you're looking to take advantage of lower interest rates and get rid of some debt, it might not be the best time for you. If you have excellent credit and have been paying your mortgage on time for years, you may not need to worry about getting preapproved for a loan. If so, then refinancing might not be necessary because it will only raise your interest rate temporarily and help increase your monthly payment. This means that even if interest rates are low now, they could go up again in the future or stay low forever. [/QUOTE]
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When Should You Refinance Your Mortgage?
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