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What you should know about money when you leave college.
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[QUOTE="DDminaj, post: 97447, member: 35230"] [HEADING=2]How Will You Pay off Debt?[/HEADING] Getting your credit score and report details will help you see how much debt you’re dealing with and who you owe money to. That means you can make a plan. Your plan depends on how much debt you have and how much extra money you have to work with each month, so there’s no best plan for everyone and your plan might change as your income changes. if you’ve got multiple accounts to pay off with limited income. It eliminates the overwhelm of debt payoff by letting you focus on one debt at a time with however much money you can afford to allocate to it. By default, you signed up for a 10-year standard repayment plan, and that might make monthly payments tough to handle. An income-driven repayment plan could help. Private debts and even credit cards might have more repayment flexibility than you think, too. You might be able to: [LIST] [*]Ask for a deferment or forbearance period due to economic hardship [*]Negotiate a payoff amount, especially for debt in collections. [*]Negotiate a payment plan that’s easier for you to keep up with. [/LIST] [/QUOTE]
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