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What umbrella insurance is all about
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[QUOTE="Augusta, post: 309413, member: 25283"] The truth is that life happens and leave even the most careful person hook up with a huge financial judgment which will come from a personal liability lawsuit. This is why it is always good to take a precaution by putting the necessary things in place like insuring a lot of things against bad situations. While you are at it, it is always of importance to protect self against any potentially devastating financial loss.This is where the Umbrella insurance comes In. So umbrella of personal liability insurance covers liability for a claim larger than what insurance already taken out will cover. like the home insurance or auto insurance will not cover. Same with having an issue with your boat which the watercraft insurance doesn't cover, the umbrella insurance will then pick up the bills where the watercraft's liability insurance stops . The truth is that you might be faced with some money sapping lawsuits that might leave you broke for a long time but you would get covered it you take out the Umbrella insurance to get you total covered. With umbrella insurance your liability claims will get you covered for even libel, slander, down to false imprisonment. This is also applicable to rental property, this liability covers above your renter's policy. [/QUOTE]
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