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What is the biggest challenges when budgeting?
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[QUOTE="Ithedicious, post: 286794, member: 73248"] For me , I consider discipline to be the most important thing because without discipline you will not likely be able to achieve anything even if you plan your budget perfectly . Discipline is needed for you to stick to your plans and arrangement. Normally people may be making a lot of money for themselves and they might earn much every month but saving is always the most difficult . The reason is because they are not able to stick to their plans or sometimes they are addicted to something that makes savings difficult for them . . And people without future plans and arrangement of what they are interested to do with their money may not likely be able to realise any savings . Have plans of what do you have to do with your money and with that it will help you saves a lot of money than spending unnecessarily. [/QUOTE]
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What is the biggest challenges when budgeting?
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