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What is the biggest challenges when budgeting?
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[QUOTE="Activator230822, post: 285390, member: 88192"] For me I think the best budget can be made by a person that receive their income for at least two times per month. So a two weeks budget I think can do something worth it. So according to me it's abit challenging for the hand to mouth kind of folks to do a good budget as they have limited resources. Also the major challenge for budgeting is the lack of self discipline in matters of personal finances. Many folks would make a good budget on the paper but implementing that budget is something very different altogether. They would always buy things out of the budget absolutely and found themselves really struggling to meet their set plans. The other common problem that my arise when doing the budget is actually lack of prioritization on the basic items. Many folks would rush for budgeting on luxury things and entertainment needs leaving behind food stuffs and other daily household used items. [/QUOTE]
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What is the biggest challenges when budgeting?
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