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What is the biggest challenges when budgeting?
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[QUOTE="btaliat, post: 226683, member: 26390"] As good as budget planning, most people including me don't see the benefits. Not because it doesn't have but the problems associated with it won't let you even see the benefits. Most time, I would have made and perfected my budget only for unexpected things to happen. If younger siblings don't need some stuffs, friends may need to borrow money for a while. Fuel that you don't accued more expense for will suck the whole budget as a result of erratic power supply. All these unexpected situations do constitute the first problem to me in planning budget. The market forces and invisible hands in determining the price of goods and services are the next on my list. Most time, you will discover that what you budgeted for is not what you see. The price has gone up. And you won't even have any tangible reason for the increment in the price. Hence, invisible hands have done wonders. Most time, wants may become needs. And we don't really make provision for it in the first instance. For example, everybody would have seen fuel for generating light as an alternative as citizens would have expected government to provide electricity. And in a situation where government fails for one reason or the other to make provision for it, then we need to spend above our budget and most time, outside our budget. [/QUOTE]
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What is the biggest challenges when budgeting?
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