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What is savings and budgeting?
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[QUOTE="Lens1000, post: 295823, member: 37726"] If you want to manage your finances properly, savings and budgeting and wonderful tools that could be adopted. Savings and budgeting techniques is exactly what you must adopt to achieve your goals . Alhough it might be difficult to achieve this but once you are dedicated and you know what you're doing, then you're going to achieve it easily. I will share few tips that will make you achieve this [LIST=1] [*]Create a financial target: you must create a goal of which you are saving. It could be that you want to purchase a property or you want to pay off a debt or you want to build an emergency fund. [*]Understand budgeting: you must have a plan on how money is spent because if you do not follow plans and you did not have the ways at which you're going to spend money then you will live a lavish life and you continue to spend money irrationally which is not what you would want. [*]Track your performance: you must be able to track your spending performances so that you will know if you are really following the plans or not and if you're not working according to plan, you must be able to reschedule and readjust. [/LIST] [/QUOTE]
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What is savings and budgeting?
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