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What is Insurance Deductible
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[QUOTE="Odunsi, post: 186, member: 15"] The amount of money you pay for covered medical care services before your insurance plan begins to pay. With a $1,000 insurance deductible, for instance, you pay the 1st $1,000 of covered services on your own. Once you pay your deductible, you pay just a coinsurance or copayment for covered services. Your insurance provider pays the rest. A lot of plans pay off for certain services, such as checkup or illness management programs, before you to have met your deductible. Check out your plan details. Almost all Market place health plans pay the complete cost of certain preventive benefits even before you meet up with your deductible. Several plans have different deductibles for particular services, such as prescription of drugs. Family members plans usually have both a personal deductible, which is applicable to each person, and a family members deductible, which is applicable to all family members. Generally, plans with reduced monthly premiums have increased deductibles. Plans with higher month to month premiums generally have lower deductibles. [/QUOTE]
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