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What is an RV loan and how does it work?
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[QUOTE="Yusra3, post: 342223, member: 31907"] An RV loan is a type of vehicle financing specifically for purchasing recreational vehicles like motorhomes, travel trailers, fifth wheels, and camper vans. Like auto loans, RV loans allow you to borrow money and pay it back over several years with interest. The loan amount covers the purchase price of the RV, and the vehicle itself serves as collateral securing the loan. Typical RV loan terms range from 10-20 years, with longer terms for more expensive rigs. Down payments of 10-20% are usually required. Interest rates on RV loans are often slightly higher than rates for regular auto loans due to the larger loan amounts involved. Your credit score, loan term, down payment, and the age of the RV all impact the rates you'll qualify for. Private RV lenders, banks, credit unions, and some vehicle manufacturers all offer specialized RV financing products. Shopping around for the best rates and terms is wise before hitting the road. [/QUOTE]
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What is an RV loan and how does it work?
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