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What is a Personal Budget?
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[QUOTE="raaman, post: 333895, member: 23419"] What is a personal budget? A budget is a plan for managing your money, for a week, a month or even a year, as you wish to make the budget. As one quote has rightly mentioned it, budget means telling or directing your money where to spend instead of wondering where it has gone, once it is spend. To make a budget, you need to start from what income you will have in a month and what expenses you estimate for the ensuing month. Thereafter, you need to divide those expected expenses by categories such as maintenance and other utilities, electricity bills, transport charges, food, clothing, house rent, installments of insurance premiums, if any payable, tuition fees of children, outings, etc. [/QUOTE]
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