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What are the roles of insurance under-writers?
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[QUOTE="sincerem, post: 154105, member: 25228"] Just as others have major roles in the respective corners of insurance to do list, so do insurance underwriters have their own roles to play. What are those roles in which the insurance under-writers play in the insurance company? You'll get to see it here, and it is as follows; * Insurance underwriters accesses the risk involved when it comes to providing insurance policies for individuals and lucrative businesses to declare the amount for the premium policies to customers. * Insurance underwriters makes deep reviews to analyse critically, using statistical data, softwares to calculate the risk of future events when offering premium coverages to customers in order to avoid huge losses in the future. But to maintain the insurance cost of operations. They calculate for the damages that will result through fire damages, road accidents, health related issues, and other natural disasters etc. So insurance company know the amount to be given out for premium charges to customers base on selected premium coverages. * Underwriters takes part in evaluating customers personal information like age, gender, marital status, health status, and driving records etc. * Insurance underwriters always carved out ways to reduce the risks involved when it comes to paying for future insurance claims of the customers. * The underwriters deem it right if a premium policy should be offered to an individual or not base on their personal evaluations after accessing the individuals profile. * They partake in calculating total costs and the pricing of the premium policies or coverages before given it out to the customers. You can include other qualities of insurance underwriters if you have any, thank you. [/QUOTE]
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What are the roles of insurance under-writers?
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