What are the benefits of travel insurance?

sincerem

VIP Contributor
WHAT ARE THE BENEFITS WITH PRE-TRAVEL ARRANGEMENTS?

Travel insurance policy should be attached in our "do to list. Remember when making pre-travel arrangements their is always issues that can cause you losing your funds paid already for emergency medical services, accommodation, cancelation of flight, and other holiday or tourism disaster etc.


BENEFITS OF TRAVEL INSURANCE
With insurance coverage for pre-travel arrangements we can claim back what we spent when cancelation of flight occurs, for those boarding through air. We recoup back our funds deposited for emergency health issues and refund of accommodation.


Travel insurance policy covers the lost of personal belongings/essential documents like lost passports, damaged gadgets e.g electronic devices and so on. Which is inline with the terms of conditions of the travel insurance policy plan we opted for.

Personal accident; This one shouldn't be omitted, it happens and it is inevitable that it occurs every year. As an individual who is making a trip through the air or road, should be wary of accident, cos its a natural disaster that takes lives and causes serious damages to one's life as the case maybe. It is part of the benefits an insurer gets from travel insurance.
 

Mika

VIP Contributor
I have never bought travel insurance. In my home country, travel insurance is provided only for the people who are traveling to foreign countries, and I have never traveled to foreign countries. Since I have never bought travel insurance, I do not know what are the coverages for travel insurance. Thanks for enriching my knowledge.
 
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sincerem

sincerem

VIP Contributor
I have never bought travel insurance. In my home country, travel insurance is provided only for the people who are traveling to foreign countries, and I have never traveled to foreign countries. Since I have never bought travel insurance, I do not know what are the coverages for travel insurance. Thanks for enriching my knowledge.
You're welcome dear. At least you've known the benefits of travel insurance. It is like any other but differs when it comes to its ways of taking profits from it. Insurance covers for the aforementioned insurance short comings. Especially for the accidental aspect of it. Insurance covers it and provide financial support when when incur accident and die in the process through air or road.
 
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btaliat

VIP Contributor
I do hear about travel insurance but I do associate it with air traveling. Aside this, it is better to opt for this insurance policy if the insured does travel almost four times in a week. Then we should also consider the roads in road transport before adopting this insurance. If the road is good, then there may be no reason for this in my opinion.
 
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Sethbala11

VIP Contributor
I have never actually know that travel insurance is actually going to cover a lot about this because I have been thinking that it will only cover a road with two crashes and maybe losses suffered directly on the journey. I think this is actually a very good thing that people who are traveling frequently abroad or frequently within the country to try to have.
 
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sincerem

sincerem

VIP Contributor
I do hear about travel insurance but I do associate it with air traveling. Aside this, it is better to opt for this insurance policy if the insured does travel almost four times in a week. Then we should also consider the roads in road transport before adopting this insurance. If the road is good, then there may be no reason for this in my opinion.
Lolz, whether the road is good, clear and whatever, it isn't a reason to decree safety. Remember in the western country they have good roads, we also have good roads here in our own country. Then how come accidents do occur when the road is good and clear? That's because we are living in a world full of uncertainty, disasters can come in when you never expected it.
 
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Sethbala11

VIP Contributor
Lolz, whether the road is good, clear and whatever, it isn't a reason to decree safety. Remember in the western country they have good roads, we also have good roads here in our own country. Then how come accidents do occur when the road is good and clear? That's because we are living in a world full of uncertainty, disasters can come in when you never expected it.
I think I will have two very well agree with what you have said concerning the uncertainty especially when it comes to traveling. Especially when you are traveling by air there's always inconvenience is like the situation of the weather which might make flights to be cancelled even on a short notice and make people to miss very important trips. This is why I consider travel insurance as something very important.
 
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sincerem

sincerem

VIP Contributor
I think I will have two very well agree with what you have said concerning the uncertainty especially when it comes to traveling. Especially when you are traveling by air there's always inconvenience is like the situation of the weather which might make flights to be cancelled even on a short notice and make people to miss very important trips. This is why I consider travel insurance as something very important.
Yes, it is very important for those who travel a lot across the boarder either through car or airline. But airline option is better rewarded cos of the uncertainty that is associated with airline which is much more than the car option. Cos weather can change due to thunder storm and whatever, which can cause the airline accident if it carries on. With travel insurance the insured can claim benefit when this kind of event occur.
 
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Mandy96

Valued Contributor
I think travel insurance makes sense for people that do travel often. I mean why go on a travel insurance policy contract if your lifestyle do not relate to traveling, although, to me, buying a travel insurance seems like you wishing yourself a bad luck on journeys and then does travel insurance covers the insured once or anytime a loss or injury happens to the insured.
 
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Jamoflondon

Verified member
Well if you ask me I would say travel insurance is not meant for everyone just like talking about auto insurance, not everyone drives a car so as to travel insurance policy. Not everyone travels.
I think travel insurance is mostly beneficial to travelers or tourists, probably people that their job or lifestyle is mostly requires them traveling.
 
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Lens1000

VIP Contributor
Travel insurance is good for travellers. Some peoples job is related to travelling. For this kind of people, travel insurance policy is not a matter of choice but a necessity. This cover damaged that loomed during travel. The benefits embedded in this type of insurance is very enormous and looks like a very comprehensive insurance policy.
 
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sincerem

sincerem

VIP Contributor
I think travel insurance makes sense for people that do travel often. I mean why go on a travel insurance policy contract if your lifestyle do not relate to traveling, although, to me, buying a travel insurance seems like you wishing yourself a bad luck on journeys and then does travel insurance covers the insured once or anytime a loss or injury happens to the insured.
Laughs, you aren't wishing yourself bad luck to benefit from the travel insurance policy plan. We are living in a world full of anticipation, thriller, uncertainties etc. Any thing can happen dear, that's why you don't have to neglect insurance when you have the funds. Not only injuries you sustain brings benefit, you can still get compensated via travel insurance during cancellation of flight.
 
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Alexandoy

VIP Contributor
To be honest we are always offered travel insurance whenever we buy a plane ticket for abroad. We travel at least 2 times in a year to foreign places but we have never bought travel insurance. With the lost luggage there are so many requirement. The airline assured us the lost luggage are covered by the plane ticket's protection clause. That means we do not need an insurance for that.
 
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Wisdom01

VIP Contributor
I think one importance is the protection of risk the person gets to have and get in every place he is traveling to ,as his expenses too would be sorted out and the risk he insured for would be covered as this person continues his journey in travelling I think ,
 
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Chibson

VIP Contributor
Travel is very important for people that travels a whole lot because it has a whole lot of advantages. Imagine a company taken responsibility for your passport or any essential document that is lost during your travel. it can go a long way in saving individuals a whole lot of money.
 
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sincerem

sincerem

VIP Contributor
I think one importance is the protection of risk the person gets to have and get in every place he is traveling to ,as his expenses too would be sorted out and the risk he insured for would be covered as this person continues his journey in travelling I think ,
It has many benefits just as the topic contents illustrates. Without dispute it covers our expenses when the airline cancels our trip, it also takes care of our health when accidents occur and we survived it. And again it takes care of the insured that fell short of life during travel accidents either through air or road.
 
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Mataracy

VIP Contributor
Though I belive that travel insurance is very important and good . But I have not being travel by Air before and know all this this processes. To those people that has traveled though I belive that i will still travel by Air someday "don't laugh at me o" it will be very beneficial for one to be able to recover what has been lost before.
 
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Wisdom01

VIP Contributor
It has many benefits just as the topic contents illustrates. Without dispute it covers our expenses when the airline cancels our trip, it also takes care of our health when accidents occur and we survived it. And again it takes care of the insured that fell short of life during travel accidents either through air or road.
Exactly it's part of the benefit they offer ,the health issues that occurs and risk of any injury element are the main criteria many considers such policy I think including me too ,so it's adds more benefit and importance to the people interms of risk covering and so many others
 
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sincerem

sincerem

VIP Contributor
Exactly it's part of the benefit they offer ,the health issues that occurs and risk of any injury element are the main criteria many considers such policy I think including me too ,so it's adds more benefit and importance to the people interms of risk covering and so many others
Yes, travel insurance policy covers varieties of things in our lives that's why it shouldn't be neglected when the funds are there to invest on it. I believe in the future, I believe that natural disasters or unwanted substances come, due to the fact we are living in an imperfect world, where troubles is inevitable. That's why I see insurance as an investment for the future.
 
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