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Personal loan
What are personal loans
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[QUOTE="Jasz, post: 270911, member: 61772"] Personal loans are a great way to improve your personal finance and make yourself feel better about your situation. While there are many types of personal loans, it is important to know what type of loan you are looking for. Personal Loan Types 1.Flexible Rate Personal Loans: These types of loans have flexible interest rates that can be changed at any time without any penalties or fees. This type of loan is usually offered at a higher interest rate than other types of loans, but it comes with lower monthly payments and no prepayment fees. 2.Fixed Rate Personal Loans: These types of loans have fixed interest rates that do not change over time, even if you have a bad credit score or are unemployed. This type of loan is usually offered at a lower interest rate than other types, but it comes with higher monthly payments and prepayment fees that may make your monthly payment higher than what you want it to be. 3.Installment Loans: These types of loans require you to pay back the money over time rather than all at once like other personal loans do; however, they are normally longer term than most other personal loan options because they require more money to be paid back in full each month until the total amount owed has been paid off completely. [/QUOTE]
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