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Personal loan
What are personal loans
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[QUOTE="King bell, post: 270856, member: 75687"] A personal loan is a great way to consolidate your debts or use the money for something you really need. Personal loans are secured loans that are typically repaid in monthly installments over a set period of time. The repayment usually includes fixed and variable interest rates, which can help make some items more affordable while others might be less expensive using personal loans. Personal loans can be used for lots of different reasons: consolidating higher-interest credit card debt, home renovations, travel and more. Just know that these types of loans tend to have high interest rates because they offer lower risk than unsecured forms of borrowing like credit cards or lines of credit. A consolidation loan can help you pay off credit card debt and save money by reducing your interest rates and eliminating extra fees. Paying off debt with a personal loan is a long-term solution that will reduce your overall debt load. But if a late payment gets you into trouble, you could hurt your credit score so make sure to make payments on time or pay off the full amount before your first due date arrives. [/QUOTE]
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