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Ways to avoid overspending
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[QUOTE="Abigael, post: 249702, member: 25357"] Overspending is one very bad habits that kills your efforts of trying to save some money. It is something that I have experienced before and I don't like it at all. It makes you end up being broke most of the time and you never enjoy being financially stable. It is something that you should try your best to avoid or deal with urgently. One great way to do so is to develop self discipline. A disciplined person rarely spends money unnecessarily and they are better at not only making budgets but also sticking to them. Self discipline can be developed through actions. It is through practicing it that you develop it. So you should make sure that you say no to your urges and desires as they come up. Another important step to stopping the habit of overspending is trying as much as possible to live within your limits. Beware of how much you earn and what you can afford with it. That is how you are most likely to only spend on what you can afford. Then you can save the rest of the money for emergencies or something expensive you wish to have. Then of course you need to make budgets for everything you need. Then only go for shopping with the amount needed to buy what you need. [/QUOTE]
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