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Ways to avoid overspending
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[QUOTE="Jasz, post: 242420, member: 61772"] [FONT=Verdana]We all know that the holidays can be a stressful time of year. And if you're anything like me, you probably tend to overcompensate for your stress with overspending. If you want to make a change this year, but don't know where to start, these tips will help you figure out how to save money and stick to your budget: 1. Know your spending triggers Sometimes it's hard to identify the things that might be driving you to spend more than you've planned. If you suspect that you have any spending triggers, keep track of your spending and make note of whether or not anything seems consistent with what's going on in your life. 2. Come up with a plan for each trigger Once you've identified some of your triggers, think about what kind of action might help you overcome them. If a friend is always asking for favors, for instance, talk about it with them! Explain that doing something for them requires time (and maybe money) and ask if they can pay or do something in return. 3. Set goals Whether they're short-term or long-term goals, setting them will give you an idea of how much money you'll need and when so that they don't interfere withyyour budget limit.[/FONT] [/QUOTE]
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