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Ways to avoid overspending
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[QUOTE="Shaf, post: 229076, member: 25467"] Sometimes, one really has to come across a life changing event that shows you the importance of saving money before you learn to save. This happened to me and I've found both points on your list to be very important. Anytime I receive money without a list, I find it really hard to save. Having a list of your expenses, especially if you know how much you will be receiving and creating a budget around that will help prevent unnecessary spending. Also, while it's important to have a miscellaneous part under expenses, you still have to be careful to only spend the extra money on what is really necessary. Most of us can do without a new phone or clothes or jewelry, but it's hard to fight off the temptation to buy them. This is something that can only be learnt over time. [/QUOTE]
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