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Retirement
Understanding of retirement planning and its goals
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[QUOTE="Unique23, post: 155096, member: 28888"] Retirement planning means preparing today for your future life so that you continue to meet all your goals and dreams independently. This includes setting your retirement goals, estimating the amount of money you will need, and investing to grow your retirement savings. Every plan for retirement is unique. Retirement planning is the process of determining retirement income goals, and the actions and decisions necessary to achieve those goals. Retirement planning includes identifying sources of income, sizing up expenses, implementing a savings program, and managing assets and risk. Retirement planning includes a lot more than simply how much you will save and how much you need. It takes into account your complete financial picture. Once you reach retirement, there’s also the question of whether you should sell your home. If you still live in the home where you raised multiple children, it might be larger than you need, and the expenses that come with holding onto it might be considerable. Your retirement plan should include an unbiased look at your home and what to do with it. [/QUOTE]
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Understanding of retirement planning and its goals
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