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Liability Insurance
Understanding Liability Insurance Policies
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[QUOTE="Nite, post: 338735, member: 28512"] Liability insurance policies come in various types, such as. [B]Personal Liability Insurance[/B] This type of insurance covers individuals for claims arising from bodily injury or property damage caused to others. It is typically included in homeowners and renters insurance policies. [B]Business Liability Insurance[/B] Business liability insurance covers companies for claims arising from bodily injury or property damage caused to others as a result of their operations. It can also cover claims for advertising injuries, such as libel or slander. [B]Professional Liability Insurance[/B] Also known as errors and omissions insurance, professional liability insurance covers professionals for claims arising from mistakes or negligence in the performance of their services. It is commonly purchased by professionals such as doctors, lawyers, and consultants. [B]Product Liability Insurance[/B] Product liability insurance covers manufacturers, distributors, and retailers for claims arising from defective products that cause injury or property damage to others. [/QUOTE]
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