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Two Reasons Why Using Credit Cards Increase Bad Debts
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[QUOTE="goodmoneygoodlife, post: 201212, member: 64084"] Sure, credit cards are vectors to increase bad debts. But basic discipline and planning (AKA you pay off your credit card twice a month, and don't buy what you don't need) can lead to really great rewards with credit cards. For example, I haven't ever been late in paying my credit card bills because it's on autopay, and I pay mid-month manually as well. The benefits include: 1. 800+ credit score = great financing if I need to buy a house 2. Tons of credit card points = free plane tickets/hotel stays = free vacations = massive savings on the most expensive activity you'll do this year. And I haven't paid a single penny in interest ever since I've started using a credit card as a high school sr. Just spend on your credit card what you would have spent in cash and you win. [/QUOTE]
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Two Reasons Why Using Credit Cards Increase Bad Debts
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