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Two Reasons Why Using Credit Cards Increase Bad Debts
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[QUOTE="Caramelle, post: 200956, member: 150"] [JUSTIFY]Credit cards have their benefits, too, but it takes discipline to avoid drowning in credit card debts. Most credit cards offer perks on points accumulated from their usage. They offer cash back, miles credit, and various reward items that you can enjoy by simply using the credit card to purchase the items that you would normally buy in cash. You don't get charged for interest if you pay the total amount due in full. However, some people regard credit cards as their own money and use them to buy stuff that they cannot afford to pay. They end up paying only the minimum amount due every billing cycle. In time, they may not even be able to pay the minimum amount. Credit cards can be useful for financially mature people but it is best to avoid them if you know that you will be using them to cover expenses and luxuries that your income can't support. [/JUSTIFY] [/QUOTE]
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Two Reasons Why Using Credit Cards Increase Bad Debts
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