Yusra3
VIP Contributor
Digital-first banking continues rising in popularity thanks to convenient app access, leading interest rates without brick-and-mortar restrictions, and optimized user experiences. Here are five top picks for mobile and online bank accounts to open in 2024.
Ally Bank Online Savings Account
Ally Bank pays over 15 times the national savings average interest for high-yield earnings with no minimum balance or monthly fees paired with robust mobile and web tools.
CIBC Agility Account
CIBC Agility sets the bar high for digital banking with built-in budgeting features, spending roundups that automatically invest, fast peer-to-peer transfers and generous cashback debit card rewards.
N26 Smart Account
Slick design and instant notifications meet enhanced spending insights, spaces to stow away cash by goal, and free withdrawals abroad with N26. New accounts currently have limited availability.
Chime Spending Account
Chime makes access to money extra fast with early wage access tools, quick deposits, and real-time transaction alerts alongside automatic savings round ups when you spend.
Oxygen Bank Account
Opt for virtual financial assistant support managing your full financial life all via the Oxygen app. Credit guidance and investing options expand all in one view alongside standard checking features.
In an increasingly cashless future, app banking efficiencies and emerging features like automated saving and peer transfers make mobile-first accounts a front runner option in 2024 and beyond.
Ally Bank Online Savings Account
Ally Bank pays over 15 times the national savings average interest for high-yield earnings with no minimum balance or monthly fees paired with robust mobile and web tools.
CIBC Agility Account
CIBC Agility sets the bar high for digital banking with built-in budgeting features, spending roundups that automatically invest, fast peer-to-peer transfers and generous cashback debit card rewards.
N26 Smart Account
Slick design and instant notifications meet enhanced spending insights, spaces to stow away cash by goal, and free withdrawals abroad with N26. New accounts currently have limited availability.
Chime Spending Account
Chime makes access to money extra fast with early wage access tools, quick deposits, and real-time transaction alerts alongside automatic savings round ups when you spend.
Oxygen Bank Account
Opt for virtual financial assistant support managing your full financial life all via the Oxygen app. Credit guidance and investing options expand all in one view alongside standard checking features.
In an increasingly cashless future, app banking efficiencies and emerging features like automated saving and peer transfers make mobile-first accounts a front runner option in 2024 and beyond.
