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Three Types Of Life Insurance
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[QUOTE="Deleted member 13140, post: 151146"] [B]Term Life -[/B] Well this life insurance is considered, well it is, the most simplest and most affordable life insurance anyone can get. Why? Because it lasts for a set number of years, so therefore if the body dies before that set date, money is paid out to your beneficiary That's one.. [B]Whole Term -[/B] Well I suppose the name says it all, thus life insurance is a permanent one, its just an opposite of the other one, it has also a death benefit (term life) and also happens to contain cash value (life benefit). Now he is why the cash value is a life benefit Why? Because you can withdraw from it or even borrow from it. And am sure we all know this life insurance is 10x more expensive than the latter. [B]Final Expense Benefit -[/B] So this isn't anything like the other two, this insurance provides covering for costs associated with death such as medical care funeral expenses or cremation, someone might want this because they either have no family or I really don't know but it's suitable for people who are insurable. [/QUOTE]
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