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Three tips to mastering the art of debt free living.
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[QUOTE="Holicent, post: 274608, member: 76163"] [FONT=Verdana]Debt free living is a common goal and many people have made great progress in the past few years. The key to becoming debt free is to understand what kind of debt you are dealing with and how to manage it. Here are three tips to mastering the art of debt free living: 1. Know your debts - find out how much you owe, where it comes from and when it will be paid off. 2. Track your spending - keep a record of all your spending for a few weeks so that you can see where your money goes. 3. Make a budget - this should include a realistic estimate of what you need to live on each month, including groceries, bills and entertainment expenses like sports or movies. You should also know that realistic goals are one of the best ways to make sure you are on track with your financial plans. Will you be debt free in one year? Five years? Ten? If your goal is too short-term or too long-term, it will be difficult to achieve and will leave you feeling frustrated when you don't meet your goal.[/FONT] [/QUOTE]
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Three tips to mastering the art of debt free living.
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