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Three tips to mastering the art of debt free living.
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[QUOTE="Jasz, post: 274433, member: 61772"] 1. Understand that the goal is freedom not debt reduction The first step is to realize that working toward a debt-free lifestyle is a long-term commitment. It requires an investment in time, money and patience. You can't get there overnight, but you can get there eventually. 2. Realize that it's not about the money Many people think about paying off their debts as if it were a game of Monopoly, where they need to collect all the money from their opponents before they land on jail space. But it's not like that at all; setting aside just 10% of your income for retirement is better than putting anything in savings because you'll be able to make the most of your money over time and live comfortably in retirement years. 3. Be flexible about when payments are due Many people expect automatic payments from their credit cards every month, which can lead them into trouble if those payments aren't made on time or if they carry high interest rates themselves! A good way to avoid this problem is by setting up automatic payments through an online service like Mint or Clear Blue. [/QUOTE]
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Three tips to mastering the art of debt free living.
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