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Three Reasons Why Credit Cards Are Great
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[QUOTE="cmoneyspinner, post: 262580, member: 25593"] Credit cards are fabulous! IF ... IF you are a person who has discipline. A person without discipline with create a bunch of debt using credit cards and likely have to declare bankruptcy. But if you use your credit card wisely, it's like an interest-free loan. I had one friend who put all of his bills on one credit card ... utilities, grocery, car payment, etc. Then at the end of each month he sent in one payment to the credit card company. He never made late payments. He was never was charged fees on the remaining balance, because he never carried over a balance. Now that's discipline! Not to mention it greatly improved his credit score. [/QUOTE]
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