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Three important personal finance tips
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[QUOTE="Mika, post: 270677, member: 29399"] The OP does not even mention the most important personal finance tip which is to make an investment. If you don't make an investment, your portfolio will not grow, when your portfolio does not grow, your wealth will not grow, when wealth does not grow you will remain broke and live in financial difficulties all your life. The point of cutting your expenses and saving money is to make an investment. If you save money, it does not grow. mean it will grow if you keep your money in saving accounts, but the return on your saving is very small. Furthermore, you will be always tempted to use your saving for necessities when ever you need them, therefore, it is very likely that your saving will not grow big. However, when you make an investment, money will mutiply. Your investment will also be safe because you cannot easily use that money. [/QUOTE]
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