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Personal loan
Things that can be used as collateral.
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[QUOTE="btaliat, post: 115574, member: 26390"] Most people have found it difficult to obtain or secure loans in banks due to lack of collateral which they need to secure the loans they request for. There are many things that one can use as collateral in as much the item is almost if not equivalent to the loan in monetary term. Property like house is the first on the list on the materials to be used for collateral. One can use his or her house as a collateral while securing a loan in the banks. It is however to be noted that the banks or the lender only need the certificate of occupancy. Other thing that can be used as collateral while securing loans is certificate. When I mean certificate, I mean the educational certificate. Many people have successfully used their degree certificate in securing loans especially when the loans are not too much. However, there are some materials that can not be used for collateral. Examples of those materials is maybe children or any human being. It is not legal to use people as your collateral. [/QUOTE]
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Things that can be used as collateral.
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