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The Top Credit Cards for Bad Credit
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[QUOTE="Holicent, post: 321682, member: 76163"] Having bad credit can make it challenging to qualify for credit cards with attractive rewards and benefits. However, there are still several credit cards available that are designed specifically for individuals with poor or limited credit history, with features such as low fees and no security deposit required. Here are some of the top credit cards for bad credit: [LIST] [*]Capital One Secured Mastercard: This card requires a refundable security deposit, but offers a lower credit limit and no annual fee. After making on-time payments for several months, cardholders may qualify for a higher credit limit and an unsecured credit card. [*]Discover it Secured: This card also requires a refundable security deposit, but offers 2% cash back on gas stations and restaurants, and 1% cash back on all other purchases. Discover also offers a rewards program where cardholders can earn $20 each year for maintaining a GPA of 3.0 or higher. [*]OpenSky Secured Visa: This card doesn't require a credit check, making it a good option for individuals with bad credit. It does require a refundable security deposit and has an annual fee, but offers a credit limit that can be increased with responsible use. [*]Credit One Bank Platinum Visa: This card offers cash back rewards on eligible purchases, with rewards rates varying depending on the individual's creditworthiness. It does have an annual fee, but may be a good option for individuals looking to build or rebuild their credit. [/LIST] [B][SIZE=5]Where are the above mentioned cards used?[/SIZE][/B] The credit cards mentioned earlier can be used in various countries depending on the issuer and network affiliation. Capital One, Discover, and Visa are all multinational companies that operate in many countries around the world, so their credit cards can be used in multiple countries as well. The specific terms and conditions of the credit card, such as foreign transaction fees and exchange rates, may vary depending on the issuer and the country where the card is being used. It's always a good idea to check with the issuer or network to understand any limitations or fees associated with using the card in a specific country or region. Credit cards for bad credit can be a valuable tool for improving credit scores and building credit history, as long as they are used responsibly and paid off in full each month. It's important to compare different cards and their features to find the best option for your individual needs and financial situation. [/QUOTE]
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