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The Importance of Personal Finance Budgeting
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[QUOTE="Yusra3, post: 323646, member: 31907"] Budgeting is an important part of personal finance. It's not just about being able to manage your money, it's about understanding what you have and how much you have. If you don't know where your money goes, then you're probably not going to have a very good savings account or investments. You need to be able to predict your spending in order to make sure that it all works out in the end. This can seem like a daunting task at first, but it doesn't have to be! I found some helpful tips and tricks that will help you get started on budgeting. 1. You don't need to be perfect in order to be successful at budgeting. 2. The best way to figure out what your monthly expenses are going to be is by taking a look at your past year's spending (and if possible, last year's too). 3. It's important for every part of your life to have a budget. even if that means sitting down with pen and paper every day for weeks or months on end. [/QUOTE]
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