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The importance of emergency funds and how to build one
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[QUOTE="Yusra3, post: 323273, member: 31907"] Emergency funds are a necessity for every family. They can be used to cover unexpected expenses or emergencies, and they're a great way to protect yourself from financial ruin. But what if you don't have an emergency fund? What if your family is struggling financially? You might think that you're not in a position to build one--but that's not true! You just need some tips on how to go about it. Here are four ways that will help you get started on building your emergency fund: 1. Make sure your savings account has enough money in it to cover at least six months of living expenses. 2. Keep track of all of your spending so you know exactly where all of your money goes each month (and then cut back where necessary). 3. Set up an automatic transfer from your checking account into savings every month so there's always money coming in and going out at regular intervals (even if it's small amounts). 4. Think about ways that could be used for emergencies (like having two credit cards with different offers on them), so when one card needs renewing before its term ends, another will automatically take over its role and so on down the line.... [/QUOTE]
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The importance of emergency funds and how to build one
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