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The factors insurers look into before given out premium
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[QUOTE="sincerem, post: 139122, member: 25228"] Their are factors insurers look into when it comes to making policies to offer premium contract to users or customers that came to insure their property with them. Those factors are critically evaluated by the insurance company before going on to offer the customer higher premium contract to enjoy future benefits when unbeknownst circumstances occur. Those factors can be seen as follow; * Customers with higher tendency or prone to road accidents or frequently incur accidents can't be insured with premium. Cos it is seen as a financial risk to the company, they can be fazed with financial loss when the customer frequently suffer brutal road accidents. * A place that is prone with natural disaster like earthquake, hurricane, heavy flood etc, can be a risk for the insurance company to offer premium services to the customers affected by such natural disaster. What other factors can hinder someone from getting a higher premium from a property insurance company? [/QUOTE]
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The factors insurers look into before given out premium
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