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Personal loan
The difference between a personal loan and a payday loan
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[QUOTE="Jasz, post: 286338, member: 61772"] [SIZE=15px][FONT=Verdana]A payday loan is a short-term loan with a relatively high interest rate. You can usually get one for up to $1,000 and pay it back in one week. Payday loans are much more expensive than other types of loans. If you need quick cash, you may want to consider getting another type of loan. A personal loan is a type of unsecured credit that you can take out from a bank or other lender. The APR (annual percentage rate) on personal loans is generally higher than that for payday loans, but the terms are typically longer and so the total cost will be lower over time. Personal loans can help cover unexpected expenses like medical bills or car repairs, but they aren't appropriate for all situations. Before you apply for one, consider whether you'll be able to pay it back on time or what will happen if you don't qualify for one based on your credit history or income level.[/FONT][/SIZE] [/QUOTE]
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The difference between a personal loan and a payday loan
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