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The Best homeowners insurance policy for all homeowners
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[QUOTE="Augusta, post: 292319, member: 25283"] As a home owner looking out to take a home insurance policy it is advisable to go for the guaranteed replacement value policy. As stated by Some advisors a guaranteed replacement value policies insured wouldn't need just enough insurance to cover the value of the home, but need more coverage than the home was purchased. Guaranteed replacement cost home policy does a comprehensive cover it covers the entire costs to repair or rebuild the home which runs more than the policy limit. The thing is that some insurance companies gives an extended replacement so a home owner will be getting more coverage than they paid for. With this insurance policy there will be enough insurance cost to rebuild the home, which will be at the present prices even though the prices must have gone up since the insured's built or bought the house The truth is that some home owners make the mistake of insuring a home to just cover its mortgage which is not good enough. So due to the unstable market, it's the best to get coverage for more than your a home worth.As such it is good to go for guaranteed replacement value policies as it will give a comprehensive coverage that will accommodate the increased replacement costs for the home. [/QUOTE]
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