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The Benefits of Prepaid Debit Cards
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[QUOTE="Yusra3, post: 276035, member: 31907"] [I][B]1. No Credit Check Required[/B][/I] When you get a prepaid debit card, there is no credit check required. This is because you are not borrowing money from a bank or financial institution. You are simply using your own money that you have already deposited onto the card. This can be beneficial if you have bad credit or no credit history at all. [I][B]2. Avoid Overdraft Fees[/B][/I] Another benefit of using a prepaid debit card is that you can avoid overdraft fees. This is because you can only spend the amount of money that you have deposited onto the card. You cannot spend more than what you have available, so you will never be charged an overdraft fee. [I][B]3. Get Your Paycheck Faster[/B][/I] If your employer offers direct deposit, then you can use a prepaid debit card to get your paycheck faster. With direct deposit, your employer will deposit your paycheck directly into your account on the card. This means that you don’t have to wait for a paper check to clear in order to access your funds. [/QUOTE]
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