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The Benefits of Long-Term Care Insurance
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[QUOTE="Leah Kelvin, post: 343938, member: 106815"] This type of insurance is designed to cover long-term care provided in locations such as nursing homes and at home to those who cannot perform daily living activities due to sickness or disability. It is a source of financial protection from the cost of care, the choice offered by different services and places where people may get help from, quality medical attention when needed and an assurance that everything has been taken into account. LTCI caters for assets, decreases anxiety levels related with planning for future long term care requirements, upholds independence. Long-term insurance ensures that one remains independent by providing funds for healthcare services rather than relying on family or being supported by the state. The policy also lifts the burden off loved ones who are usually responsible for making payments hence creating harmony in families. Tax advantages may be relevant based on terms applied within the given policy and individual situation. In general LTCI offers important safeguarding measures and peace of mind for individuals and families facing long term care difficulties by guaranteeing their economic security, self-determination, continuity of living standards and access to quality health care during their old age. [/QUOTE]
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The Benefits of Long-Term Care Insurance
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