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Terms associated with insurance.
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[QUOTE="btaliat, post: 142816, member: 26390"] For a lay man, there is need to know some jargons used in insurance in general. There are many of these terms. Below are some of these terminologies: Barratry : it refers to any offence that's committed by the captain of the ship that is not even in the interest of the owner of the ship. Insured : this is a person that pays premium to the insurance company and it is under insurable interest on any insurance policy. Insurer : this refers to the company that has accepted to bear the risk of another person under any type of agreed insurance policy. Cover note : this allows the insured to enjoy some benefits while his insurance policy is being processed. It is usually issued by the insurance company. Premium : this is the money that the insured pays to the insurance company to enable the insurer to cover the risks that the insured has insured against. [/QUOTE]
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