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Real estate
Taking a loan to buy land as investment
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[QUOTE="Alexandoy, post: 117638, member: 25510"] A few years before I retired I had a plan of taking a loan to augment my savings for buying a lot in our residential village. Unfortunately my wife did not approve because the loan would be payable for 10 years and I would retire in 3 years time. She was afraid of a loan to be paid that long because it is a big financial responsibility. Besides an investment in a lot cannot earn because you cannot rent out a lot. I did not argue because what my wife said was true. The lot would be a non-earning asset that would just give us the worries in paying the monthly installment. Looking back maybe my strategy should have been the duplex or apartment. That I would take a bigger bank loan to buy the lot and build a structure that can be rented out. Well, just a food for thought. [/QUOTE]
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