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[QUOTE="Good-Guy, post: 214046, member: 29109"] The fact is that I have always been reluctant to take loans or borrow money due to various reasons. One of the main reasons is bad debts and legal problems that you might face if you fail to pay the loan back. Obviously taking loans is quite risky but I do not think that risk is worth it. Many people have gone bankrupt after borrowing money. It is far much better to suffering from financial problems after you invest your own funds and suffer from losses. However, suffering from bankruptcy is one of the worst thing that can happen to you. Moreover, many people often also get disrespected by family and friends after they borrow money from relatives or friends. This is why even borrowing a personal loans from a family member or friend is also a bad idea, according to me. Many people often calculate the risks associated with business investments and take loans to star business. They believe that they have calculated their risk in a great manner, but still end up suffering from loss and as a result of that, they get into bad debt. This is why I do not like borrowing money at all until or unless I am 100 percent sure that I have the ability to return that small amount. [/QUOTE]
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