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[QUOTE="Kingsley, post: 210159, member: 30278"] When it comes to accessing loans generally one will be advised to use it wisely and for the purpose at which the loan was needed in the first instance. But the reality is that somethings when we access this loans we just get to spend it on things we did not initially plan to use it. But when it comes to accessing loans we must be very disciplined because the money will definitely be paid back and not just the principal amount but the principal amount and the interest together. Hence we are suppose to really thing very well and plan very well before accessing loans to ensure that the money is used for what it is suppose to be used for. But I for one will not advise anyone to access laons for a new business because the new business has not acquired any experience and if it is hit by any major challenge it could affect the business in a way that it may not recover, and the owner may become bankrupt. I will suggest that the one should either borrow from friends and family members then start gradually. Or one can contact other people with like minds ro sponsor the business, [/QUOTE]
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