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Strategies for reducing debts
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[QUOTE="Yusra3, post: 306225, member: 31907"] If you're struggling to pay off your debts, here are some strategies that could help you get back on track. Strategy 1: Start paying the minimum amount required by your creditors each month. If you're behind on payments, this will help you get back on track and stay there. The idea is simple: if you pay just enough to keep your creditors happy, they won't call again until it's time to renew your loan. Strategy 2: Consolidate your debt into one loan with a lower interest rate and more flexible terms (like a home equity line of credit). Consolidating your debts can reduce the amount of money you have to pay each month, which makes it easier for you to manage the amount of money that's available for living expenses like food and rent. Strategy 3: Make installment payments toward the principal balance on all loans. This strategy works best when used with one type of loan. for example, a car loan because it maintains the original monthly payment schedule but reduces how much interest is paid over time. [/QUOTE]
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