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Retirement
Steps of retirement planning
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[QUOTE="Kendy, post: 224274, member: 63869"] I presume there are diverse steps to retirement planning. According to research a lot of people do retire without having a savings to depend on because they failed to understand how retirement plan works. Some lay all their eggs in one basket by waiting on the government pension schemes for retirees which might not be readily available to them after their years of retirement. As a potential retired, it is pertinent that you should inculcate the habit of discipline in whichever investment or saving plan you make. A lot of retirees were not disciplined during their years of active service, especially when it comes to savings and budgeting which would have been a guide to curb excessive spending. Steps to retirement planning could be both in the concept of savings or investment. Investment such as; real estate business, where he or she can purchase cheaper lands in the sub-rural areas where development is sure to take place before his retirement age, engaging in large scale farming or oil mill processing, renting the lands or leasing them as well. It could also be in the form of saving a particular percentage of money consistently till the period of retirement, where it would be invested in a lucrative business. [/QUOTE]
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