SR-22 insurance explained

Augusta

VIP Contributor
In some places it is mandatory for some drivers to have an SR-22 certificate this will show that a holder have the required amount of liability insurance by the state.

So SR-22 certificate is a form filed by an insurance company with the state which proof that an insured have the needed amount of liability insurance.

A driver need for SR-22 certificate depends on state one lived in. People that would need SR-22 certificate are:
A driver that have an at-fault accidents without having a car insurance

An insured that was was convicted of driving under the influence or one intoxicated before driving.
Another group of drivers that this document are those that had their license suspended or revoked

Lastly, are those that Have had serious and repeated traffic offenses. they will need to have SR-22 certificate.

The good thing is that applying to have an SR-22 is affordable. Depending on the insurance company or state it can be as low as $25

But when it comes to paying premium as a SR- 22 certificate holder the car insurance rates may be high for one. This is because of having an SR-22 because of being convicted

Keeping the certificate can be for about three years though it still depends on the state
 

LucasWilliam

New member
SR-22 insurance is a type of car insurance certificate required by some states for drivers who have been convicted of certain traffic violations. Here's a brief explanation of SR-22 insurance:
  1. Purpose: SR-22 insurance is a way for the state to ensure that high-risk drivers have the minimum liability coverage required by law.
  2. Requirements: Drivers who have been convicted of drunk driving, reckless driving, or multiple traffic violations may be required to obtain an SR-22 certificate.
  3. Coverage: SR-22 insurance provides the same coverage as traditional car insurance, including liability, collision, and comprehensive coverage.
  4. Filing process: The SR-22 certificate is filed by the insurance company with the state Department of Motor Vehicles (DMV).
  5. Duration: Drivers are typically required to maintain SR-22 insurance for a period of three years.
Vehicles Insurance Company San Angelo can help you understand the requirements for SR-22 insurance and assist you in obtaining the right coverage options for your needs. They have a team of experienced insurance professionals who can help you find the best coverage options at the most affordable rate.
 
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