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Simple tips to help you stay away from debts
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[QUOTE="Abigael, post: 212582, member: 25357"] It is very important indeed to steer clear from debt always. The points you have mentioned in this thread makes so much sense. But one thing I should note is that they all require self discipline for you to follow each of them. Therefore, you should be strong in controlling your spending urges. One thing that helped me a lot in staying away from debts is managing my money well. But first, I had to learn how to earn that money for myself. Even if I am unemployed offline, I had to learn how to earn money online. Then I manage that money so well. You should always start by first satisfying your basic needs, luxuries should stay far behind in your budget. But remember to spoil yourself sometimes just for your sanity. Another thing that helps you stay away from debts is avoiding impulse shopping as much as possible. That is where self control of urges should be the strongest. You need to learn to say no whenever you see something cool and want to buy it. When going for grocery shopping, write a list and go with the amount that is just enough for what you need. Saving is very important too. When you have some money saved, you can use it to satisfy genuine financial emergencies instead of taking a loan. [/QUOTE]
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