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Simple tips to help you stay away from debts
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[QUOTE="Caramelle, post: 211371, member: 150"] [JUSTIFY]Besides saving money regularly, one thing that has helped me avoid getting into debt is not having to keep up with my neighbors or friends. Many go into debt because they buy things they can't afford yet just because a neighbor or a friend has it. If you live in an upscale place, you will likely have to spend extra just because you live there. You may have to pay expensive HOAs fees and water bills. I live in an average subdivision where HOAs are affordable and neighbors are almost of the same class. I have regular friends who have the same interests and are just as frugal. I can appreciate my neighbor's new car or home cinema without being compelled to buy one for myself. [/JUSTIFY] [/QUOTE]
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