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Health Forum
Should you enroll for health insurance?
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[QUOTE="Jasz, post: 223730, member: 61772"] We've all seen commercials, billboards, and ads telling us to enroll in health insurance. However, very few of us actually have a clear idea of what that means. The first thing to understand is why we need to be enrolled in a health insurance plan. The answer is simple: it's the law, well it's does not make up part of the law in some countries, but some take it very serious. The Affordable Care Act requires everyone to have some kind of health insurance, whether it's private or through Medicaid or Medicare. This is called the "individual mandate." If you don't have health insurance, and you don't meet one of the ACA's exemptions, then you will have to pay a fine at tax time. But there are more reasons than just avoiding a fine. Health insurance can help you save money on doctor visits and prescriptions. You will also be able to see doctors when you're sick or injured, instead of waiting until the problem gets worse. This means that your medical bills will be lower—and it may even save your life! Of course! Health insurance is vital for your well-being, and your employer may offer it at a discounted rate. Without health insurance, you could wind up having to pay out of pocket for a serious accident or illness, which can easily run into the thousands or even tens of thousands of dollars. [/QUOTE]
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Should you enroll for health insurance?
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