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Retirement
Should i save my pension for better future
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[QUOTE="Caramelle, post: 217345, member: 150"] [JUSTIFY]I've always assumed that pensions are primarily for people's living expenses during their retirement days as we can expect the loss or reduction in income streams upon retirement. You're fortunate to be in a position where you can still decide whether to save the pension for the future because most people I know spend it for their daily expenses and medicine. For many retirees, the future is now. It's time to reap the fruits of their hard labor. However, I do understand that there are always elements of uncertainties and we must always safeguard our future at whatever age. If you must invest in something, it must be with a lot of care and deliberation especially if you are investing for the first time. Storing the money in your house will not bring you profits but will put the money at risk from robberies or disasters. You may want to invest it in conservative financial instruments with very low risk. Stressing yourself out to make money could be counterproductive and unhealthy at this stage. You may consider investing in time deposits or government securities like treasury bills. They offer higher interests than a regular savings account. Investing in blue chips stocks could be a good idea, too as these are stable companies that issue dividends on a regular basis.[/JUSTIFY] [/QUOTE]
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