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[QUOTE="Suba, post: 331043, member: 3658"] When I was a child, I saved money in a piggy bank without a goal just to practice discipline, but as an adult, when saving money we have to have a goal, such as buying the latest cellphone, motorbike, car, house, etc. If you have a savings goal, your finances will be clearer and more focused for both the short and long term. You can also determine when funds will be collected to buy the items we want, and how much money should be saved each month. If you have a long-term savings plan, use a separate account with daily accounts. [/QUOTE]
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