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Saving money for debt clearance
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[QUOTE="Stunna, post: 302148, member: 96305"] Saving money is an excellent strategy to help clear your debt. Start by making a list of all your monthly expenses, including rent/mortgage, utilities, food, transportation, and debt payments. Determine how much money you have left after paying for your expenses, and allocate a portion of it towards debt repayment. Decide how much money you want to save each month and set a goal for yourself. Make sure your savings goal is realistic and achievable. Focus on paying off high-interest debts first, as they will accumulate interest quickly and make it harder for you to clear your debt. Look for ways to cut back on your monthly expenses. You could try cooking more meals at home, cancelling unused subscriptions, or negotiating bills. Consider taking on extra work, selling unused items, or starting a side hustle to increase your income. The additional money can go towards your savings and debt repayment. Once you have saved up enough money, use it to make extra payments towards your debt. This will help you pay off your debt faster and reduce the amount of interest you pay. Remember that debt clearance takes time and effort, but with a clear plan and consistent action, you can become debt-free [/QUOTE]
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