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Money Saving
Saving money at home put you at risk to spend.
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[QUOTE="Holicent, post: 255597, member: 76163"] Saving money at home put you at risk to spend. To combat this, try to stick to a budget and avoid impulse buying. Spending less on leisure activities, such as going out for coffee with friends or watching a movie together, will also help. Researchers from the University of British Columbia and the University of Dusseldorf tested how people’s desire for financial security affected their spending habits. They found that people who were more financially insecure were more likely to spend on a variety of things, including food, entertainment and shopping. The study also found that people with low incomes spent more on non-necessities than those with higher incomes — especially if they felt insecure about their financial future. Nevertheless, It's true that saving money can make your life easier, but only when it's put toward savings that are needed by the end of the year or next few months. If you're not prepared for an emergency, let alone retirement, you'll be standing in line at the bank or credit union before you know it. [/QUOTE]
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Saving money at home put you at risk to spend.
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